When I upgraded to an iPhone, I also had to purchase a new phone for m’ mum, so she picked out a decent cell w/ a $50 mail-in rebate. After 4-6 weeks, it finally arrived …….. as a Visa card. I had to activate the card on a website and now I have to use the credit to buy something. Hmm. It even says ‘DEBIT’ on the card, but the instructions tell the consumer to ring it up as ‘CREDIT.‘It’s my money and I should be able to use it any way I want, right? Grrr.